What is an ADU, and Why Should Hamilton Homeowners Consider Building One?

Posted On Dec 20, 2024

In recent years, Accessory Dwelling Units (ADUs) have emerged as a versatile solution to Ontario’s housing challenges, providing homeowners with opportunities to add value to their properties and generate rental income. If you’re a Hamilton...

Why Choose Me as Your Local Mortgage Agent in Hamilton-Burlington

Posted On Dec 17, 2024

When it comes to securing a mortgage in the Hamilton-Burlington area, you need a professional who understands the local market, prioritizes your goals, and simplifies the home financing process. My name is Dwayne Kavanagh, and as your dedicated...

Is a Reverse Mortgage Right for You? 5 Things Hamilton Homeowners Should Know

Posted On Dec 17, 2024

For many Hamilton homeowners, the dream of a mortgage-free home is a reality. You’ve worked hard, paid down your mortgage, and now own a property that may be worth hundreds of thousands—or even millions—of dollars. But what happens when your...

Top Mortgage Agents and Brokers in Hamilton – Why Local Expertise Matters

Posted On Dec 17, 2024

Finding the right mortgage broker can make all the difference when buying a home or refinancing your mortgage. If you’re in Hamilton, Ontario, working with a local mortgage agent offers advantages you won’t get from a national or online-only...

At What Age Do Banks Stop Giving Mortgages?

Posted On Dec 17, 2024

One common misconception is that there’s an age limit for getting approved for a mortgage in Canada. The truth is, banks cannot legally deny a mortgage based on age alone.Instead, mortgage approvals are determined by income, creditworthiness, and...

Who sets mortgage interest rates?

Posted On Dec 17, 2024

How the Bank of Canada’s Rates Impact Fixed and Variable MortgagesUnderstanding how the Bank of Canada (BOC) sets interest rates and how this affects your mortgage is essential to making informed decisions about your home financing. Let’s break...